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Credit card deposits at online casinos

When it comes to making a real money deposit at an online casino, credit cards provide one of the quickest, easiest forms of payment. If you have access to a Visa or MasterCard, it’s definitely worth considering this option to fund your online pokies account if you’re looking for a safe, reliable payment method.

We’ll take you through some of the benefits and disadvantages of using a credit card at an online casino to see if this deposit option is right for you.

How to fund your online pokies account using a credit card

Credit cards are the most widely accepted form of payment at online casinos so if you own a Visa or MasterCard you’ll have no trouble finding a reputable site that accepts this payment type. To make a casino deposit using your credit card follow these easy steps:

  • Head to a reputable online casino like the ones recommended here at BettingPlanet.com
  • Register for an account and you’ll receive some great welcome bonuses upon making your first real money deposit
  • Sign in, head to the casino cashier/banking section and select MasterCard or Visa as your deposit method
  • Enter your credit card number, expiry date, name as it appears on the card and CCV number
  • Enter the amount of AUD you wish to transfer to your casino account
  • Click submit and the funds will instantly hit your account, leaving you ready to enjoy the wide range of pokies games at your fingertips

Benefits and disadvantages of using a credit card at an online casino

As with all pokies deposit methods, credit cards come with the good and the bad. Some of the main advantages of using a credit card include:

  • Security – Visa and MasterCard are backed by some of the toughest anti-fraud, anti-theft security measures, with dedicated security teams who can refund your money on the rare off chance that an unauthorised transaction was made using your account. Coupled with the digital SSL (secure socket layer) encryption technology used by our recommended casinos you can play real money pokies without compromise to your privacy.
  • Instant access to funds – credit card deposits are processed immediately, so you can start playing games from the moment you’ve entered your payment, unlike bank transfers which can take up to a few days to process.
  • Earn credit card rewards – some credit cards come with reward programs, like the Qantas Frequent Flyer Visa Card or the MasterCard CommBank Awards program which sees credit card owners earning points for every transaction made. If your credit card is linked with a rewards program you’ll benefit from earning points for every casino deposit you make.
  • Credit card withdrawals – when it comes to withdrawing winnings made at an online casino, you can usually withdraw funds back to the same credit card you used to make the deposit, unlike some other payment methods that don’t cater for withdrawals.

While these are all great benefits, keep in mind that there are a couple of drawbacks to using a credit card to fund your casino account:

  • Transaction limits – most banks enforce a daily transaction limit upon credit card transactions, usually capped at $1,000 to $2,000 allowed to be transferred within a 24 hour time frame. While this won’t be an issue for most people, high rollers may find this daily limit restricting. Daily transaction limits vary between financial institutions, so contact your bank for further details regarding the limits of your credit card. Note that online casinos also enforce a daily deposit limit, which varies heavily between venues.
  • Line of credit limitations – the amount of funds you can transfer will also depend on the line of credit you have available. If you only have a low-limit credit card or your credit card is close to maxed out with other purchases, you may be restricted in the amount you wish to transfer.
  • Credit card transaction fees – while most online casinos don’t charge a processing fee for any deposits, be mindful that most banks impose a transaction fee for foreign credit card purchases. As our recommended casinos are all based offshore you may see an international transaction fee appear on your credit card account (usually around 2% of the deposit amount). Again, this will depend on your bank and the credit card at hand.

If you don’t have access to a credit card or this payment option isn’t right for you, consider the alternative deposit methods available for Australians like POLi, Neteller, Skrill, Paysafecard or direct bank transfer.

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