Online baccarat for real money in 2020
There are many great places to play online baccarat with 100s of real money gambling sites featuring this game. Online baccarat is played much like the baccarat game you play at casinos, except you are playing on your computer, smartphone, laptop or tablet from the comfort of your home. Both high limit baccarat players and casual Punto Banco exponents are catered for at online casinos, with many of the best baccarat sites having upwards of 10 RNG baccarat titles and often more than five live tables open. Sign up at one of these leading online baccarat sites, or continue reading our guide to baccarat online.
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Overview of baccarat
Baccarat is a well-established casino favourite, especially among those of Asian background, which is often thought to be reserved for high stakes players. However, with the advent of online and live dealer baccarat, players of all different bankroll limits can enjoy this timeless classic, largely made popular by 007; James Bond. Land-based casinos are also now implementing lower stake electronic versions of baccarat and are allowing players to place smaller minimum wagers than at traditional tables.
Baccarat is the French variation to Baccara; a game which originated in Italy in the 1500s. Referred to as the Game of Kings, baccarat was introduced to the wider European society during the 19th century and has since become one of the most recognisable casino games played across the globe, retaining its classy and elegant style.
Online baccarat has knocked down some of the stigmas associated with baccarat being a high-rollers game, with tables more accessible in 2021 than they have ever been in the past. For instance the lowest table limit for many years we could find Las Vegas was $50 USD per hand. While it’s been several years since we’ve visited Sin City, the advent of online baccarat means you can find live tables for as little as $5 per hand.
Baccarat rules & gameplay
In all forms of baccarat, the aim of the game is to bet on the hand which will be dealt the total closest to nine. Available options to wager on in baccarat include: the player, the banker and a tie.
Unlike other casino games, the player and banker options do not actually refer to the player or the banker who is dealing the cards. These betting options simply refer to two separate hands anyone can place a bet on, equatable to betting on red or black in roulette. As a participant, the player is unrelated to either hand/party. Both of the hands are always dealt – no more and no less – regardless of how many players are actually playing the game.
Each player at the baccarat table receives two initial cards (player is dealt first) and totals are compared. As the highest total can be only nine, cards that do add to a value greater than nine only use the right-most digit to score. For example, a hand of a Seven and a Nine is valued at six, as opposed to 16.
Card values in standard baccarat rules:
- Numbered cards are worth their face value.
- Face cards (J, Q and K) and 10s are worth zero.
- Aces are worth one point.
Depending on what the totals are, a third card may be required for either or both player and banker hands; whether or not this is the case is in accordance with set baccarat guidelines (known as the tableau). Some variations of the game deal the cards face up, while others opt for the suspenseful action, dealing cards face down and allowing the player to turn them over in the hope their wager pays off.
This is why online baccarat is a fantastic alternative. Within the online arena of gambling, you’ll never have to deal with crowds and you can take as long as you like when betting, with the ability to learn and go over the rules of the game. Online games of punto banco also hold superior player odds (notably the tie bet, which can pay 9:1 and even 10:1 online, as opposed to the typical land-based payout of 8:1).
More baccarat variations are available online, you are greeted with ample player cash bonuses and promotions, the casino, its software and games are regulated, fair and legally available to play for various currencies, convenience is second to none, graphics are first class and the overall gaming experience can be quite rewarding.
While playing real money baccarat has been out of many peoples grasps before online casinos, with some simple study, to refine your baccarat strategy, you will be as strong a player as the best of them. Playing online baccarat also allows you to play for less money, than you would have to throw down in a land-based casino, which is great while you are learning.
The following mobile, tablet and Smart TV compatible gambling sites are the best platforms to play real money baccarat:
Live baccarat at online casinos
Once online gambling became prominent, casinos took the next big step and began to offer not just random number generated games (computer-simulated), but also live dealer casino games – real humans dealing cards and spinning wheels, while players from the other side of the world watch in real-time and bet at the very table the croupier is controlling.
Baccarat was one of the games which quickly became easily compatible with the live casino format, and additional side bets were introduced (perfect pairs and the big-small wager). Live baccarat now available atmost online casinos, with gorgeous croupiers (check out Microgaming’s Playboy Bunny dealers at Royal Vegas Casino) dealing the cards in to our living rooms.
Some of our favourite software providers for live baccarat include Evolution Gaming, Microgaming, Playtech and Net Entertainment, with these four brands some of the most well-known in the casino industry.
Live baccarat will have a higher minimum bet than RNG titles, although the minimum bet limit is much lower, than at any land-based casinos we have played at. For instance Leo Vegas, one of the leading live casinos on the web, has got a baccarat table with a minimum $10 bet.
Live baccarat is also available on tablet and mobile devices, although we strongly recommend having a wifi connection, rather than just playing on a 4G or 5G connection because it can be patchy if you don’t have perfect reception. As a general rule when playing live baccarat on mobile, you place your bets, before the video feed slides in and the game commences.
How side bets have changed online baccarat
Baccarat has a low house edge making it an extremely popular game with players with massive bankrolls. For a lot of baccarat players the thrill is in the volume of money being gambled, not so much in the game play, which is why it is not as popular with low-limit players. Online baccarat and the many software developers, like they have done with many online casino games, have spiced things up and added a stack of different side-bets. Some of the popular side bets you find at online baccarat tables are:
- Banker Pair – Banker’s first two cards are a pair
- Player Pair – Players first two cards are pair
- Dragon Bonus
- Lucky Bonus – Bet that the banker has a winning total of six
- Big and Small – Two bets are included in the big and small side bet, the first being the total of cards used by the player and the bank will be four; the second, being whether the total number of cards used player and bank will be five or six.
Different versions of baccarat
The most popular variant of baccarat is punto banco – the version most Australians would be familiar with and the one offered within land-based casinos and within the majority of online casinos.
There are some really unique versions of online baccarat that include games like Baccarat Squeeze, which we have only ever seen at a handful of online casinos, and only in RNG format. While other games like Super Pan 9, which is usually only found in the United States, have had fresh life breathed into them by the online baccarat emergence.
Some of the types of baccarat you will fine online include:
- Punto Banco (American)
- Chemin de Fer
- Baccarat en Banque
- Super Pan 9
- Three Card Baccarat
- Baccarat Squeeze
Mobile baccarat for real money
There are three main ways to access real money online baccarat in 2019, with these being via your computer, on your mobile phone or on your tablet. This section of our online baccarat guide will highlight mobile baccarat, including real money casino apps, and how to play via instant-play mobile casino sites.
All the above listed casinos are accessible directly on our mobile and tablet devices, with each site using the latest technology to establish full-fledged and graphically-advanced mobile browser sites which allow for fast and smooth baccarat gameplay. This means you can sign up at an online baccarat casino in minutes, and begin playing without any downloads, via your internet browser.
If player prefer the app-style gameplay (which is near identical t0 browser-based mobile baccarat play), there are many native apps which can be download for free from application distribution markets such as Google Play and the App Stores. The accessibility of real money baccarat apps will largely come down to the jurisdiction that are you in, with some countries not legally condoning online baccarat.
Android users have got more flexibility when it comes to downloading baccarat apps, with the ability to get non-market apps, meaning you can sometimes get the app directly from the casino. Read our guide to Android baccarat apps and instant-play baccarat for further information about what real money casino games are available.
We can also create our own Web apps which appear just like regular market applications, but use browser formatting such as HTML5 and Flash to operate, and are extensions (similar to bookmarks) of the mobile browser casino. Such apps require a data connection to run, however offline modes are currently being explored.
Secure online baccarat gambling
Each of the online baccarat sites we recommend here at BettingPlanet.com are off the highest standards, audited on a regular basis for player fairness and safety by independent gaming industry testing agencies such as eCOGRA (eCommerce Online Gaming Regulation and Assurance). Sites use SSL digital encryption technology to protect player’s personal and financial details and no information is shared to any other companies. Again, punters playing online casino games with real money from within Australia is legal.
Best online baccarat sites
BettingPlanet is dedicated to helping punters of all stripes find the safest and most enjoyable ways to gamble online. That’s why we only feature real money casinos and betting sites that hold a valid iGaming license issued by a recognised regulatory authority, and which support a wide range of SSL-protected banking options for US dollars, Australian dollars, British pound sterling and dozens more currencies.
- BetOnline – Powered by Betsoft, BetOnline.com offers baccarat among a wide selection of real money casino games that includes blackjack, craps, roulette and several poker variants. BetOnline review.
- Bovada – The Bovada Casino features a custom no-download software platform with more than 20 online table games, including an easy-to-use baccarat title complete with rules and detailed game information. Bovada review.
- 32Red – One of the best-known gambling sites on the web, 32Red.com offers the complete collection of Microgaming Gold Series casino games as well as numerous live dealer baccarat tables from Evolution Gaming.
- Dunder – Offering high-quality digital and live dealer baccarat games from leading online casino suppliers such as NetEnt and Evolution Gaming, Dunder.com is a great choice for those looking to play baccarat. Dunder review.
- Bet365 – The global betting giant’s online casino is all about quality and variety, with multiple versions of popular table games from top software brands such as Playtech, Net Entertainment and Microgaming. Bet365 review.
- Casino.com – Playtech casino software provides punto banco baccarat players with plenty of options, including real-time variants such as Live VIP Baccarat and Live No Commission Baccarat.
- G’Day – While it is clearly Australian-themed, G’Day Casino ticks all the boxes with wide-ranging bet limits on NetEnt Pro Series punto banco games, live dealer baccarat from Ezugi and an unlimited welcome bonus for new players. Gday Casino review.
- Casino-Mate – Sign up at Casino-Mate.com for free to enjoy the complete collection of virtual Microgaming baccarat games for desktop download or instant play browser play on PC, Mac and mobile. Casino-Mate review.
- Royal Vegas – Another leading Microgaming casino, Royal Vegas carries three versions of digital online baccarat along with a full complement of live punto banco tables with real croupiers. Royal Vegas review.
Where to play baccarat
Casinos play host to this popular title, with many high rollers preferring this game over others such as roulette and blackjack. However, gambling establishments such as Crown, Jupiters and The Star have far fewer baccarat tables as opposed to roulette, blackjack and dealer vs player poker tables (such as Caribbean Stud and Let It Ride). And the tables they do host are often set aside for high stakes gamblers. The tables which do lend themselves to lower stakes players (Crown hosts $10 minimum baccarat tables) are often crowded and it can be intimidating to sit down with a bunch of player who are forking out $100 per hand, especially if you are a bit hazy on the rules.
Commonly asked questions about online baccarat
- Where is baccarat popular?
Without a doubt the most popular place for baccarat is China, with Macau the hub of a billion dollar gambling industry, and Punto Banco is the no.1 game. Having said this, baccarat is played all over the world, with the birth of online baccarat making it more accessible than ever. Baccarat has a long and storied history, originally becoming popular in Italy and spreading through Europe.
- Can I play baccarat for play money online?
Yes, many online casinos allow you to play baccarat for free, in practice or free play mode. Some casinos give you a certain amount of play money to use, while others will set a time limit. There are plenty of practice play online casinos that have no such restrictions though.
- What is instant-play baccarat?
Playing instant-play baccarat simply means you are playing via your computer browser, or via the internet browser on your mobile device. It just means you play baccarat via a website, without any downloads.
- Can I play real money baccarat on Samsung?
Of course, Android phones are a leader in the mobile industry, and Samsung is a top brand. Often you will be able to download real money baccarat apps for Android devices, while the big screen phones available by Samsung make playing baccarat all that much better.
- What makes a bad baccarat player?
Baccarat is one of those games, that is almost entirely chance, if you employ some simple strategy. New baccarat players tend to make some simple mistakes, that can be easily stamped out. This gives baccarat players the opportunity to walk away a winner. In conclusion, no baccarat is not that hard to play.
- Is real money online baccarat fun?
We actually like real money online baccarat more than the land-based version, but we have always been tight-arses, and stayed away from the tables. Online baccarat for real money is addictive, because it’s so simple. If you do like more complex casino games, have a read about some of the side bets available in online baccarat, as these can really spice the game up. Our expert has stuck by baccarat over blackjack, but this is really a matter of opinion.